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Home Stationary Credit Card Readers ETEKJOY USB 3-Track Magnetic Stripe Card Reader Review: A Budget-Friendly POS Solution
ETEKJOY USB 3-Track Magnetic Stripe Card Reader Review: A Budget-Friendly POS Solution

ETEKJOY

ETEKJOY USB 3-Track Magnetic Stripe Card Reader Review: A Budget-Friendly POS Solution

4.0

Category

Stationary Credit Card Readers

Published

March 30, 2026

ASIN

B01N4L19CR

Rating

4.2/5.0

Stationary Credit Card Readers 4.2 Rating
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ETEKJOY USB 3-Track Magnetic Stripe Card Reader Review: A Budget-Friendly POS Solution

Are you looking for an affordable and reliable magnetic stripe card reader for your small business or point-of-sale (POS) system? The ETEKJOY USB 3-Track Magnetic Stripe Card Reader, specifically the ET-MSR90 model, might be just what you need. This compact device allows you to easily swipe and read credit cards, debit cards, and other magnetic stripe cards, making it a convenient tool for processing payments and managing customer data.

This credit card reader is designed for ease of use and compatibility with a variety of systems. Whether you're running a retail store, a restaurant, or any other business that requires card payments, the ETEKJOY ET-MSR90 offers a simple and cost-effective solution. In this comprehensive review, we'll delve into its features, pros, cons, and overall performance to help you decide if it's the right choice for your needs.

Key Features of the ETEKJOY ET-MSR90

The ETEKJOY ET-MSR90 boasts several key features that make it a compelling option for budget-conscious businesses:

  • 3-Track Reading: Reads all three tracks of magnetic stripe cards, ensuring compatibility with a wide range of cards.
  • USB Interface: Connects to your computer or POS system via a standard USB port for easy setup and data transfer.
  • Compact and Portable: Its small size makes it easy to transport and use in various locations.
  • Durable Construction: Built to withstand daily use in a retail or business environment.
  • Plug and Play: Requires no external power supply and is typically recognized by most operating systems without the need for drivers (although drivers are sometimes needed, depending on your OS).

Pros: What We Like About the ETEKJOY ET-MSR90

The ETEKJOY ET-MSR90 offers several advantages that make it a worthwhile investment for many businesses:

  • Affordable Price: At under $20, this card reader is significantly cheaper than many of its competitors, making it an excellent option for startups and small businesses with limited budgets. Many similar readers cost upwards of $50-$100.
  • Easy to Use: Simply plug it into your computer's USB port, and you're ready to start swiping cards. Most POS software solutions will easily integrate with the device, streamlining your payment processing.
  • Wide Compatibility: Reads all three tracks of magnetic stripe cards, ensuring compatibility with a wide range of credit cards, debit cards, gift cards, and loyalty cards.
  • Compact Design: The small size makes it easy to store and transport, ideal for mobile businesses or crowded workspaces.
  • Fast and Reliable: Swipes are generally quick and accurate, reducing processing time and improving customer satisfaction.

Cons: Potential Drawbacks of the ETEKJOY ET-MSR90

While the ETEKJOY ET-MSR90 offers excellent value, it's essential to consider its potential drawbacks:

  • Build Quality: While durable enough for basic use, the plastic construction might not be as robust as more expensive metal-cased models. Heavy, daily use could potentially lead to wear and tear over time. Compare to something like the Magtek Dynamag, which is built for high volume use and durability.
  • Driver Compatibility Issues: While often plug-and-play, some users have reported occasional issues with driver compatibility, particularly with older operating systems or specific POS software. This might require some troubleshooting to resolve.
  • Lack of Advanced Features: Unlike some higher-end card readers, the ETEKJOY ET-MSR90 doesn't offer advanced features like encryption or EMV chip reading. This could be a limitation for businesses that require more secure payment processing options. Remember, this reader only reads magnetic stripe cards.

Who Should Buy the ETEKJOY ET-MSR90?

The ETEKJOY ET-MSR90 is ideally suited for:

  • Small Businesses: Perfect for startups, retail stores, restaurants, and other small businesses that need an affordable way to accept credit card payments.
  • Mobile Businesses: Its compact size makes it a great option for businesses that operate on the go, such as food trucks, farmers' markets, and craft fairs.
  • Businesses Using Legacy Systems: If you have a POS system that relies primarily on magnetic stripe cards, this reader provides a cost-effective solution without requiring a complete system overhaul.
  • Developers and Hobbyists: The simple interface and ease of use make it suitable for developers who need to integrate card reading functionality into their applications.
However, if your business requires EMV chip card reading or advanced security features, you might need to consider a more sophisticated card reader. Also, businesses with very high transaction volumes might benefit from a more rugged and durable model, despite the higher cost. Cheaper solutions are great for getting started, but remember that you often get what you pay for when it comes to build quality and long-term reliability.

Conclusion: Price/Performance Evaluation and Overall Recommendation

Overall, the ETEKJOY USB 3-Track Magnetic Stripe Card Reader (ET-MSR90) offers excellent value for its price. Its affordability, ease of use, and wide compatibility make it a compelling option for small businesses and those seeking a simple and cost-effective card reading solution. While it might not be the most robust or feature-rich option on the market, it delivers reliable performance for basic magnetic stripe card reading needs.

For businesses on a tight budget or those just starting out, the ETEKJOY ET-MSR90 is a great choice. It provides essential functionality without breaking the bank. We recommend this card reader for small businesses seeking an affordable and easy-to-use magnetic stripe card reading solution.

FAQ

  • Does this reader work with Square?
* Potentially. Some users have reported success with Square, but it's not officially supported. Check Square's compatibility list and test thoroughly before relying on it.
  • Does this reader require drivers?
* In most cases, it's plug-and-play and doesn't require drivers. However, some older operating systems might require drivers to be installed.
  • Can this reader read driver's licenses?
* If the driver's license has a magnetic stripe, it may be able to read the information on it.
  • How does this compare to the Magtek Dynamag?
* The Magtek Dynamag is typically more expensive and built with a higher level of durability for high-volume transactions. The ETEKJOY is a budget-friendly option suitable for lower transaction volumes. Ready to buy? Check out the ETEKJOY ET-MSR90 today!

Advantages

1

Extremely affordable price makes it accessible to startups and small businesses.

2

Simple plug-and-play USB interface for easy setup and immediate use.

3

Reads all three tracks of magnetic stripe cards, ensuring broad compatibility.

Limitations

1

Plastic construction may not be as durable as more expensive models.

2

Potential driver compatibility issues with some operating systems.

Expert Verdict

The ETEKJOY ET-MSR90 is a solid choice for small businesses or individuals needing a basic and affordable magnetic stripe card reader, offering good value for the low price point. However, users should be aware of potential driver compatibility issues and its limitations compared to higher-end models.

User Reviews

5 reviews

5

Total Reviews

From verified buyers

Verified Purchase Reviews
D
Dave_H Verified Mar 31, 2026
4.5

Absolutely ridiculous pricing for what it is. I don't care how "reliable" they claim it is, no bilge pump should cost more than a used car. Save your money and just buy three high-end standard pumps for a fraction of the cost... this is just for people with too much money.

P
PetLover92 Verified Apr 04, 2026
5.0

literally the best thing i bought for my pup this year!!! he loves it so much he falls asleep immediately lol.

T
TeaDrinker4Life Verified Apr 01, 2026
5.0

Much better quality than the stuff I got from the local health store last time. RAZARCO knows their stuff.

R
randy_b Verified Apr 02, 2026
4.0

waste of money. one of them burst inside the canister and made a huge mess. never again.

D
David P. Verified Apr 01, 2026
5.0

Really impressed with the quality for the price. Over 900 stickers is a lot to get through, and the vintage aesthetic is consistent throughout the whole book.

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